Find out how much equity you may be able to access and apply.
Buy before you sell, with no surprises.
Every buy-before-you-sell program helps you shop first. The difference is what comes after: how the cost adds up, what happens if your home doesn’t sell, and who keeps the upside.
$1 billion+ in bridge loans originated
5/5- Excellent
Built to be simple and fair.
Knock enables you to use the money “tied up” in your current home to purchase your next one, without guessing what it will cost you.
Costs set upfront
Know what you’ll pay before you close. No surprise fees, and nothing that grows while your home is listed.
Know your budget first
Get approved before you shop, so you know what you can spend and can move fast when you find the right home.
A plan if it doesn’t sell
If your home hasn’t sold after 180 days, Knock buys it at a price agreed upfront.1 Sell for more and the upside is yours.
Be more competitive
Make a non-contingent offer on your next home and pay one mortgage payment at a time.
Your costs, set upfront.
Other programs often stack several smaller fees, each called something different. Some grow the longer your home is on the market, so you don’t know your final cost until the end.
Your cost with Knock
- Knock Bridge Loan fee Fixed
- Interest, first 6 months 0%
- Backup if your home doesn’t sell1 Set upfront
Your total Known before you close
Other programs
What you might pay
- Program or service fee Varies
- Origination fee Varies
- Inspection fee Extra
- Interest Per day
- Late-listing fees Per day
- Transaction & closing fees Extra
- Backup offer Extra
- Amendment fees Possible
Your total Changes over time
Examples of fees some buy-before-you-sell programs charge. Names and amounts vary by program, and not every program charges every fee.
How Knock compares
Buy-before-you-sell programs can look alike at first glance. Here’s where they differ.
| Our program Knock Bridge Loan™ | Other programs Typical buy-before-you-sell offers Typical offers | |
|---|---|---|
| Your costs | Set upfront Know what you’ll pay before you close. | Fees add up Several fees, called different things. The total can change. |
| Interest | 0% interest for 6 months No daily cost while you sell. | Interest every day Some charge daily interest until your home sells. |
| Selling timeline | Up to 6 months to sell Freedom to sell on your own timeline. | Less time, more pressure Some give you as little as 120 days, and some charge interest every day you wait. |
| If your home doesn’t sell | Knock buys it1 After 180 days, at a price agreed upfront. | Varies Sometimes an add-on, sometimes not offered. |
| Approval | Approved before you shop Know your budget upfront. | Can stay conditional Some wait on an inspection after you’re under contract. |
| Cash to prep your home | Funds to prep your home Get your current home ready to sell. | Equity only Extra cash usually comes from what’s left after the loan. |
| Time to list | 45 days to list After you close on your new home. | Tighter deadlines Some add daily fees if you miss them. |
| VA loans | VA eligible Through Knock Bridge Loan Plus. | Not always Some programs don’t support VA. |
| Your team | Keep your lender and agent No fees to agents or lenders. | May be restricted Some require their title company or charge a fee. |
| Get started | ||
Comparison reflects publicly available information about other buy-before-you-sell programs as of October 2026. Terms differ by program, market and borrower, and individual programs may not have every feature described. Knock programs are subject to eligibility and approval; the Knock home purchase requires listing your current home within 45 days of closing on your new one.
Compared with selling first, it’s not close.
Selling first means moving twice, or making an offer that depends on your sale. Knock lets you skip both.
| What you get | With Knock | Selling first |
|---|---|---|
| Buy your next home first, sell later | Yes | No |
| Make a non-contingent offer | Yes | No |
| Use your equity before your home sells | Yes | No |
| Move once, not twice | Yes | No |
| Skip showings while you’re still living there | Yes | No |
Three steps. One move.
Here’s how buying before you sell works with Knock.
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Get qualified
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Buy and move
Use your Bridge Loan to help buy your next home and move in first.
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Sell and repay
Sell your old home and repay your Bridge Loan from the proceeds.
We have earned a reputation of trust and reliability in the industry.
4.8
5/5
Excellent
Questions, answered.
Can’t find what you’re looking for? Visit our FAQs or contact us.
None. Your costs are set upfront, so you know what you’ll pay before you close. If your home sells for more than the price we agreed on, you keep the difference, so our goal is the same as yours: help you get the highest price for it.
Many programs charge several fees, each called something different, and some grow the longer your home is on the market. You may not know your final cost until you sell. With Knock, your costs are set upfront and you pay 0% interest for 6 months, so there’s no meter running while you wait for the right buyer.
List your current home within 45 days of closing on your new one. If it hasn’t sold after 180 days, Knock buys it at a price agreed upfront.
Yes. Knock works with your preferred lender and agent, and there are no fees to agents or lenders.
Yes. VA buyers can use Knock Bridge Loan Plus.
Ready to buy before you sell? Just Knock.
See how much of your equity you can use toward your next home. It only takes a few minutes.