Buying a new home before selling your current one is rarely simple. Timing gaps, contingent offers, and market uncertainty can create unnecessary stress for buyers, agents, and lenders alike. That's why Knock continues to evolve its Buy Before You Sell solution—starting with the Knock Bridge Loan Plus.
Designed for today's housing market, Knock Bridge Loan Plus builds on the foundation of our standard bridge loan while offering greater flexibility, faster qualification, and enhanced buying power for qualified homeowners.
What Is the Knock Bridge Loan Plus?
The Knock Bridge Loan Plus is a flexible financing solution that allows qualified homeowners to not only access their home equity to buy a new home before selling their current one, but also to pay off their entire departing property mortgage, saving 6 months of interest payments.
Like the Knock Bridge Loan, Plus helps eliminate home sale contingencies, strengthen purchase offers, and give buyers confidence in competitive markets. The difference lies in how the product can be used.
How Knock Bridge Loan Plus Differs from the Standard Knock Bridge Loan
While both products are designed to help homeowners move forward without waiting on a sale, Knock Bridge Loan Plus offers enhanced affordability. With Plus, Knock pays off the borrower's existing mortgage—removing PITI from DTI calculations and eliminating double payments.
The result is a solution that works for a wider range of borrowers and real-world scenarios.
Who Is Knock Bridge Loan Plus Best For?
Knock Bridge Loan Plus is ideal for homeowners who:
- Want to pay off their existing mortgage to remove 6 months of interest (PITI) and qualify for more on their next home
- Need more flexibility in pairing Knock with other loan products
- Want to buy a new home before selling their current one
- Need access to home equity to make a strong, non-contingent offer
- Prefer more flexibility in how funds are used
- Are navigating competitive or time-sensitive markets
For lenders and real estate agents, Plus provides a powerful alternative to traditional contingencies and complex workarounds—without adding friction to the transaction.
Key Benefits of Knock Bridge Loan Plus
1. Buy Before You Sell—With Confidence
Buyers can move forward on their next home without waiting on their current one to sell, reducing stress and missed opportunities.
2. Stronger Purchase Offers
By removing the home sale contingency, buyers can compete more effectively—especially in competitive markets.
3. Simplified Experience
Knock handles the complexity behind the scenes, helping transactions move smoothly for borrowers, agents, and lenders.
4. Flexible, Modern Solution
The Knock Bridge Loan Plus reflects how people actually move today—offering flexibility that aligns with real-life homebuying timelines.
Knock's Commitment to Making Moving Easier
Knock Bridge Loan Plus is part of Knock's broader mission to make moving simpler, more flexible, and less stressful. As buyer needs evolve, so do our products—ensuring lenders and agents always have the right solution for the right borrower.
Whether you're advising a homeowner who needs flexibility or guiding a buyer through a competitive market, The Knock Bridge Loan Plus gives you another powerful option to help them move forward.
Ready to Learn More?
If you're a lender, agent, or homeowner interested in how Knock Bridge Loan Plus works and whether it's the right fit, connect with a Knock Representative to explore eligibility, scenarios, and next steps.
Because when moving forward matters, flexibility makes all the difference.